Side-by-side comparison
| Feature | Coinly | Copilot |
|---|---|---|
| Platforms | Web, iOS, Android (PWA) | iOS & macOS only |
| Multi-asset portfolios (yacht, home, business) | Yes | No |
| Multi-currency with daily FX | 30+ currencies | USD-first |
| Bank connections — EU + UK | 30+ countries via Enable Banking | US/CA focus |
| AI receipt scanning | Yes | Smart categorization |
| Per-asset roles (owner / editor / viewer) | Yes | Single user |
| Investments & net worth | Yes | Yes |
| Warranties & document storage | Yes | No |
| Free tier | Yes | No |
| Pricing | From €0 | ~$95/year |
Comparison based on publicly listed features at time of writing. Copilot Money is a trademark of its respective owner; Coinly is not affiliated.
Why people switch to Coinly
- They use Android, Windows or Linux — and need finance software that doesn't assume Apple-only.
- They live outside the US — multi-currency and EU/UK bank connections actually matter.
- They run more than just a household — a boat, a side business, or a holiday home with co-owners.
- They want AI on the receipt, not just on the bank line item.
When Copilot is still the right pick
- •You're all-in on Apple, US-based, USD-only.
- •You want a single beautiful native iOS app and don't need web access.
- •You don't need to share access with anyone.
Both are good tools. Pick the one that fits your life, not the other way around.
Frequently asked
Is Coinly a Copilot Money alternative for Android and web?
Yes. Coinly runs in any modern browser on Android, iOS, Windows, macOS and Linux — no app-store lock-in.
Does Coinly work outside the US?
Yes. 30+ currencies with daily FX, plus EU/UK bank connections via Enable Banking. Copilot is US-focused.
Can I share Coinly with co-owners or an accountant?
Yes. Each asset has owner / editor / viewer roles, with separate access per asset.
Does Coinly have a free tier?
Yes — no card required. Paid tiers unlock bank connections and higher AI usage.
See for yourself in five minutes.
Free to start, no card required. Works on any device.