For couples and families

One household. One budget. Zero arguments.

Coinly gives families a shared view of money — across partners, accounts, cards and currencies. Set budgets together, see spending in real time, and stop guessing where the month went.

No card required · Invite your partner in one click

Sound familiar?

  • You and your partner use different apps — neither sees the full picture.
  • Splitting bills means screenshots and WhatsApp maths.
  • Subscriptions quietly drain €200+ a month and nobody notices.
  • Holiday savings, school fees and the car fund all live in one chaotic account.
  • Spreadsheets last about three weeks.

With Coinly

  • Both partners see the same dashboard, updated live.
  • Snap receipts — AI categorises them into your family's categories.
  • Separate books for the house, the car, the holiday, the side gig.
  • Spot recurring charges and cancel what you don't use.
  • Set goals together and watch progress every week.

Made for two (or five)

Everything you need to run household money without friction.

Share with your partner

Invite them as an editor in one click. Permissions scoped per asset — the kids' allowance app stays separate.

Snap receipts, skip data entry

AI extracts merchant, amount, date and category. Works for cafés, schools and supermarkets.

Separate books per asset

House, holiday home, car, side business — each has its own report so the household isn't a single blob.

Budgets that explain themselves

Set monthly budgets per category, see overspends before payday.

Bank connections in 30+ countries

Connect via Enable Banking and Revolut, or import CSV — your choice.

Catch recurring drains

We highlight subscriptions and recurring charges so you can cancel the forgotten ones.

Private and encrypted

Only you and the people you invite can see your data. Export or delete anytime.

Goals you set together

Holiday, deposit, kids' education — track progress visually as a couple.

A week with Coinly

Monday

Auto-imported transactions

Weekend spending lands overnight, already categorised.

Wednesday

Photo of the grocery receipt

Snap it, AI fills it in, splits the household total.

Sunday

5-minute money chat

Both partners open the dashboard, see the same numbers, plan the week.

Frequently asked

Can I share with my partner?

Yes. Invite your partner, kids or accountant by email with editor or viewer permissions, scoped per household or asset.

Does it connect to my bank?

Coinly connects to 30+ countries via Enable Banking and Revolut. You can also import CSVs or add transactions manually.

Can we track separate goals?

Set budgets and goals per category, per household member or per asset (e.g. holiday fund, second car, mortgage overpayments).

Is my family's data private?

Yes — encrypted at rest and protected by row-level security. Only people you invite can see your data.

Start the household money chat with real numbers.

Free to start. Invite your partner in one click.